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WhatsApp UPI Lite payment option is reported in Whatsapp beta app version 2.25.5.17
Key Points Of WhatsApp UPI Lite
- Code related to the WhatsApp UPI Lite feature has been identified in the beta version of the application.
- UPI Lite facilitates low-value transactions without the necessity of a UPI authentication pin.
- It remains uncertain whether this feature will be included in the stable version of the app.WhatsApp has recently been reported to be developing a bill payment feature for its platform, positioning itself more competitively alongside services such as Google Pay and PhonePe. This addition would complement the UPI payment functionality that is already available. According to a new report, WhatsApp may soon roll out the UPI Lite option. Further details are provided below.
UPI Lite Integration in WhatsApp
This functionality was discovered first by Android Authority performing an analysis of the WhatsApp beta app version 2.25.5.17. The code within the update reportedly includes multiple references to the anticipated UPI Lite feature. This enhancement may facilitate rapid payments even during periods of high server traffic. Additionally, it is suggested that users could execute transactions with a single click, minimizing the likelihood of errors.
The code also indicates that users might have the capability to deposit and withdraw funds at any time through the messaging platform. However, it is important to note that enabling UPI Lite will be restricted to the specific device and will not extend to other devices linked to the same account. With this potential feature, WhatsApp could enhance its current UPI capabilities, which allow users to link their UPI accounts for payment transactions within the app.
Currently, WhatsApp is not included in the list of applications that provide the UPI Lite payment option; however, it is likely to be added soon if this feature becomes widely accessible, similar to its competitors such as Samsung Wallet, PhonePe, GPay, and others.
Given WhatsApp’s substantial user base in India and the positive response to UPI payments on the platform, the introduction of UPI Lite could occur in the near future, potentially leading to significant user engagement.
What is UPI Lite feature
UPI Lite is an enhancement of the Unified Payments Interface (UPI) designed specifically for frequent, low-value transactions that do not require real-time processing by the banking system. Users can deposit funds into this system and conduct low-value transactions without the standard authentication procedures typically associated with regular UPI transactions. This approach is said to expedite the transaction process while also enhancing security, as it solely relies on the preloaded amount.
